Short answer: Homeowners insurance covers roof damage from sudden, accidental events like wind, hail, fallen trees, and fire. It does not cover damage from wear and tear, lack of maintenance, age-related deterioration, or roofs that were already failing before the loss event. The cause and timing of the damage determine coverage, not the cost of repair. I’m not an insurance adjuster, […]
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Short answer: Three-tab shingles cost $4 to $7 per square foot installed. Architectural (dimensional) shingles cost $5 to $9 per square foot installed. Designer or luxury shingles cost $8 to $15 per square foot installed. Cedar shake runs $10 to $20 per square foot. Premium cost differences buy real differences in lifespan, wind resistance, and aesthetics, […]
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